The #1 Place to Retire in 2020

Fort Myers, Florida

Florida is known as the place to retire, and for a good reason. Florida is one of the most tax-friendly states and has no state income tax for retirees. And we mean none, there are no state taxes on Social Security benefits, IRAs, 401(k)s, pensions, inheritance, estate, and other retirement income. Single-family homes in Florida are affordable and won’t cost you an arm and a leg.

Ft Myers beat out Sarasota, Jacksonville, Miami, and Pensacola for the #1 spot this year. Located on the Caloosahatchee River, this quaint town has been on the up & up with tons of development in plans. Ft Myers also has an abundance of 55+ communities and has a charming downtown area. If you love the cultural arts, you’ll be happy to know Ft Myers is has been strangely blessed with plays, concerts, and live music.

If you’re a foodie, you’ll be happy to know Ft. Myers has a large variety of restaurants and food options for you to enjoy. Cuban, Peruvian, Columbian, Koreans, Japanese, Jewish, and Haitain, there are no shortages of great international fare. Downtown Ft. Myers boasts a vibrant nightlife of clubs, restaurants, coffee shops, and street performers. You should never be bored in Ft. Myers. There’s something for everything.

One thing people love about Florida? The weather. You can be outside all year in Ft. Myers, with no issues. Fishing, golfing, hiking, or shopping, you can be sure to enjoy everything in the sunshine state. Check out the Sanibel area for its famous shelling beaches. If you love easy living, with a mix of modern living and saving thousands, Ft. Myers might be the perfect retirement site for you.

Why Retirees Should Check Their Testosterone Levels

Testosterone is the male sex hormone produced found in women and men. Men produce testosterone in their testicles and can alter a man’s appearance, sex life, mood, and energy levels.

Testosterone levels decrease with age, and according to several studies, there are studies that show a generational decline in testosterone, meaning that men today have lower levels of testosterone compared to their grandfathers.

Testosterone is not just for bodybuilders. Many people take supplemental testosterone to help with the symptoms created by low testosterone levels. Because testosterone plays such a crucial role in physical aspects such as muscle mass, strong bones, and hair growth, low levels of testosterone can be detrimental for men.

Low sex drive
For men and women, testosterone plays a critical role in our libido. Low testosterone is not only heavily correlated with low libido, but it can also cause difficulty with producing and maintaining an erection. When testosterone levels are low, nitric oxide, the molecule that triggers other chemical reactions, including erections, slows down because testosterone is what stimulates the brain’s receptors to produce nitric oxide. Low testosterone also effects semen volume.

Hair Loss
You may think that age causes balding, but that couldn’t be further from the truth. In fact, men with low levels of testosterone are more likely to experience hair loss on their bodies and face.

Fatigue
Fatigue and loss of energy is highly correlated with low levels of testosterone in older men. This drop in energy is heavily responsible for your decreased sex drive, mood, and loss of sleep.

Loss of Muscle Mass and Increased Body Fat
Testosterone plays a vital role in building muscle. If you have low testosterone, you may also experience an increase in your body fat. Often men with low testosterone find out when they develop gynecomastia, aka, man boobs. Testosterone promotes muscle growth and at the same time inhibits fat growth. Because muscles burn fat, the lower levels of testosterone and the decrease in muscle mass, your body will try to retain more fat.

How to Boost Your Testosterone Naturally

We suggest getting your testosterone levels checked by your primary care physician. Your doctor may try to prescribe your testosterone therapy. Still, before it ever gets to that point, there are tons of natural ways to boost your testosterone through exercise or natural over-the-counter supplements.

Excerise

Exercise is one of the most effective ways to boost your testosterone. A 2004 study showed that elderly participants who exercised had an increase in testosterone levels as well as reaction time. Research also shows that obese men who increase their physical activity get a boost of testosterone after each work-out.

Eat Right

Diet has a significant impact on testosterone levels. What you put in your body can either produce testosterone or inhibit its production. Dieting on and off as well as overeating and interrupt your testosterone levels. Protein, carbs, and healthy fats have all been shown to help testosterone production during work-outs.

Supplement

It may seem weird to take natural testosterone boosting supplements. Still, according to Today’sU, there are tons of supplements with ingredients and micronutrients that have been scientifically proven to help testosterone production. The modern man has a diet that lacks vitamins and minerals like Vitamin D, A, zinc, and magnesium. These are all-natural vitamins and minerals that have been shown to help testosterone production.

The Best Places to Retire

Asheville, North Carolina
Asheville is a beautiful town in the Blue Ridge Mountains and has some of the most spectacular, well-kept, early 20th-century architecture. People flock to Asheville because it is a major hub for music and the arts. There are frequent craft fairs in the city’s Pack Square gallery district and tons of independent bookshops. The only downside to Asheville is that it is one of the more expensive places to live because of the housing market, but it is important to note that the median household income is in the lower end of things. The region is known for its beautiful sunny weather and has tons of activities for those who like hiking, fishing, or kayaking.

Delray Beach, Florida

Delray Because has come a long way from what it used to be. With more money flowing in, many retirees are choosing Delray Beach over Boca Raton or Sarasota. Surrounded by entertainment, art, nature, and beautiful beaches, Delray Beach can give active retire exactly what they are looking for. The best part about Delray Because is that it is not only affordable, but it is also filled with more 55+ neighborhoods than anywhere else in the world. Retirees are bound to find something that fits their budget and lifestyle preferences.

Arizona
Arizona is a popular destination among seniors and retirees for its health and wellness community. It’s the perfect place for those who suffer from seasonal allrgeries because it is an arid desert with vegetation that most people are not allergic to. That means you get beautiful summer weather, WITHOUT the humidity, many people note that even 90 degrees feel like just 70. Retirees also get significant tax breaks because Arizona doe not put a tax on social security income.

Round Rock, Texas

Winters can be hard on people as they age. Older people lose body heat faster than their younger counterparts. That’s why Round Rock, Texas, tops our list for sunniest places. Round Rock has all the amenities as any major city, and the cost of living for retirees is 5.9% below the national average. Housing cost in Round Rock is 4,6% below the average median. The downtown area has a ton of dining options, local arts, and live music.

Jackson, Mississippi
Jackson Mississippi is popular among retirees for its low cost and tax policies. Mississippi is actually one of the most tax-friendly states in America for retirees. Jackson is a diverse city filled with blues music, ballet, and food. Jackson also ranked eighth with the Milken Institute for aging people for it’s abundance of surgeons, nurses, and senior caregiving options.

Huntsville, Alabama
Huntsville, Alabama, offers a booming economy and fine arts and music. The best part about Huntsville is that you get low-tax and a bountiful income for retirement-age residents. It is one of the most affordable places you can live in. The cost of living for retirees is actually 6% below the average national.

Allentown, Pennsylvania
Allentown is located just 90 minutes from New York City and an hour from Philidelphia. The best part about Pennsylvania is that it exempts retirement income, meaning you can save thousands when moving to Pennsylvania. Because of it’s proximity to two major cities, you can enjoy trips out of town but come home to the simple life every night.